Bulk SMS for Financial Institutions

Empower Your Financial Services with Celcom Africa's Secure Bulk SMS Solutions. Achieve 99% Delivery, CAK Compliance, and Seamless API Integration for OTPs, Alerts, and Promotions.

OTP & 2FA 99% delivery CAK & CBK compliant
Compliance First
CAK, CBK & Data Protection
Under 2s OTPs
Fast, reliable delivery
From KES 0.25/SMS
Transparent pricing

Why Choose Celcom Africa for Bulk SMS in Financial Institutions?

In Kenya's thriving financial sector, where mobile money like M-PESA dominates and digital banking grows rapidly, secure communication is paramount. Celcom Africa excels as the premier bulk SMS provider for financial institutions, offering compliance with CAK guidelines, the Data Protection Act, and CBK standards.

Here's why banks, SACCOs, and insurers trust us:

  • CAK & CBK Compliance: Fully licensed, with built-in opt-in/out, and sender ID registration to ensure spam-free, ethical messaging.
  • Secure OTP & 2FA Delivery: Instant one-time passwords with 99% delivery in under 2 seconds.
  • High Delivery Rate: AI routing, real-time tracking, and failover across Safaricom, Airtel, and Telkom.
  • Affordable Pricing: From KSh 0.25/SMS, no hidden fees or expiry.
  • Robust SMS API Integration: REST APIs and SDKs (Python, PHP, Java) for CRMs and banking apps.
  • Custom Sender ID: Free branded IDs after quick CAK approval.
  • 24/7 Local Support: Kenya-based experts via WhatsApp or email.
  • Data Security: Encrypted transmission and opt-out management aligned with the Data Protection Act.

Start Secure Messaging – Get Free Test Credits

Secure OTPs

Instant OTP delivery with smart routing and failover.

Branded IDs

Build trust with registered sender IDs.

Developer‑Friendly API

REST APIs and webhooks for core systems.

Real‑time Analytics

Track deliveries, replies, and ROI for audits.

happy client
Empower Your Business & Grow with Bulk SMS Marketing

Experience the power and convenience of Celcom Africa Bulk SMS and Bulk Email platform and revolutionize your messaging strategy.

Bulk SMS Services for Financial Institutions

Celcom Africa delivers specialized bulk SMS solutions for Kenya's financial sector, from Nairobi banks to rural SACCOs. Our services support everything from fraud alerts to loan promotions, ensuring regulatory compliance and high engagement.

Bulk SMS for Financial Institutions: Key Features

Feature Description Benefit for Financial Institutions in Kenya
Transactional SMS Instant alerts for payments, balances, and OTPs. Secure e-banking and M-PESA integrations; comply with CBK fraud prevention rules.
OTP & 2FA SMS One-time passwords for logins, transactions, and verifications. Enhance security for mobile banking; 99% delivery prevents transaction delays.
Promotional SMS Targeted offers for loans, insurance, and savings products. Drive uptake with CAK-compliant campaigns; high 98% open rates boost conversions.
Two-Way SMS Interactive replies for queries, feedback, and support. Improve customer service for SACCOs and banks; collect loan applications via SMS.
SMS Scheduling Plan alerts for end-of-month statements or payment due dates. Time-sensitive reminders for loan repayments; reduce defaults in microfinance.
Personalization Insert names and account details in messages. Increase engagement by 3x; build trust in Kenya's mobile-first market.
Analytics & Reports Real-time stats, ROI tracking, and compliance audits. Monitor performance; ensure CAK reporting for audits.
API Integration Connect to core banking systems for automated alerts. Streamline operations for fintechs and insurers; supports M-PESA APIs.
Shortcodes & USSD Interactive codes for balance checks or loan applications. Engage customers with secure, menu-driven services; CAK-compliant.

Bulk SMS Pricing for Financial Institutions

Volume-based and transparent. Buy 1,000 SMS for KSh 250 (KSh 0.25/SMS). Discounts for 10,000+ units; contact us for tailored quotes compliant with financial sector needs.

Trusted by reputable Businesses

Join 10,000+ Businesses Using Our Bulk SMS Solutions

eveready logo
kaa logo
unicef logo
irc logo
username logo
sbaazar logo
kise logo

How Bulk SMS Benefits Financial Institutions

  • Fraud Prevention & Security: 98% open rate for OTPs and alerts reduces unauthorized transactions; aligns with CBK guidelines.
  • Enhanced Customer Engagement: Personalized SMS increases responses by 3x over email.
  • Cost Reduction: Cheaper than calls or mail; reach diaspora clients affordably.
  • Regulatory Compliance: Built-in DND and opt-out helps avoid CAK fines; Data Protection Act aligned.
  • Scalability: Handle 50M+ messages monthly; peak season reliability.
Case Study: A major Kenyan SACCO used Celcom Africa's bulk SMS for 20,000 loan alerts, reducing defaults by 25% while ensuring CAK compliance.

Talk to Our Financial SMS Experts

Bulk SMS API for Financial Developers in Kenya

  • Auto-retry and failover for 99.9% uptime.
  • Webhooks for instant replies and confirmations.
  • Encrypted endpoints to meet CBK and CAK guidance.
python
import requests

url = "https://api.celcomafrica.com/sms/send"
payload = {
    "username": "your_username",
    "password": "your_password",
    "sender_id": "BankSecureKE",
    "to": ["+2547XXXXXXXXX"],
    "message": "Your OTP for banking transaction is 123456. Valid for 5 mins. - Celcom Africa"
}
response = requests.post(url, data=payload)
print(response.json())
					

FAQs: Bulk SMS for Financial Institutions in Kenya

CAK mandates opt-in consent, DND compliance, and sender ID registration. Transactional SMS can be 24/7; promotional between 7 AM-7 PM. Celcom ensures adherence.

Instant OTPs and alerts prevent fraud, with ~99% delivery. Compliant with CBK guidelines and the Data Protection Act.

Starts at KSh 0.25/SMS for volumes; no setup fees. Discounts for high-volume transactional sends.

Yes, our API connects to core systems, supporting automated OTPs and alerts.

Keep opt-in records, include opt-out (e.g., "Reply STOP"), and register sender IDs. Celcom handles this for you.

Get Started

Start a free trial to test OTPs, alerts, and promotions with our secure, compliant platform.

Customer Testimonials

See Why Clients Trust Our Bulk SMS Services

We have worked with Celcom for the last 6 years. I find their service affordable; they deliver within the promised timelines and with precision. I have particularly liked their customer experience which I can only describe as first class. They are also keen and professional. System availability is also impressive and reliable. I would recommend 100%.

Username Investment
Reuben Kimani

Username Investment

Celcom is the best SMS service provider I have to work with. It has supported our growth as SafeBoda through there fair prices, great delivery rate and above all the best and fast Customer Support. Great Job Celcom!!

Safe Boda
Chebet Millicent

Safe Boda

Amazing company - your SMS rates, customer service and support are super good. Your systems are always super, rare or no downtimes. As a result, our business has enjoyed immense growth since we partnered with you. We are proud to do business with you. Keep up the good work. I recommend you to the world.

Username Investment
Joseph Gitonga

Username Investment

Celcom Bulk SMS is a very reliable and affordable solution well aligned to the current customer experience needs. I have worked with them on several client's projects and the feedback is always positive; happy with the customer experience feedback. The kicker solution in my view is the SMS integration with billing and collection system which has enhanced collection. HIGHLY recommend the services to any customer. Thank you, Celcom, and keep up the good work!

Acemil Consultant
John Gakunyi

Acemil Consultant

Get 50 Free SMS Units
Chat with us!